Comprehensive & Uniquely Tailored CGL Insurance with LMBF
CGL insurance, or commercial general liability insurance, is a basic type of insurance policy that is designed to cover businesses for claims o bodily injury, advertising injury/personal injury, and property damage resulting from business operations, a product they manufacture or sell, or for injuries incurred while on business property. CGL insurance is a must-have for businesses of all sizes and all industries. Commercial general liability comes in a multitude of different coverage amounts. LMBF can help you determine what coverage level is best for your business and the way it runs. Start today with a free CGL insurance quote.
What Commercial General Liability Insurance Covers
Bodily Injury
Should an injury occur to a third-party or customer, whether on your business’ property or as a result of your business’ operations or a product it distributes, your CGL insurance policy will cover any resulting lawsuit expenses and defense costs.
Property Damage
If your business operates have resulted in a third-party’s property damage, damage to a venue, or damaged to a rented location, your CGL insurance policy contains coverage for any resulting lawsuit expenses or settlement fees.
Advertising Injury
If your business is accused of personal injury or advertising injury (such as libel and slander) and the event is taken up in a court of law, your CGL insurance policy will help cover you for any lawsuit expenses.
- Slips and falls
- Property damage
- Libel and slander
- Lawsuit expenses
- Defense costs
- Intentional harm
- Criminal activities
- Auto liability
- Property damage
- Interruption
What is CGL insurance?
Commercial general liability insurance, or CGL insurance, is popularly known as the “slip-and-fall” insurance policy that helps businesses cover legal expenses that may arise due to claims of bodily injury, advertising injury, and property damage. CGL is designed to protect businesses of all sizes, no matter what industry. For many businesses CGL insurance is not required but is a highly recommended purchase nonetheless thanks to the essential coverage that it provides.
Commercial General Liability Insurance for These Business Sectors:
Construction
- HVAC construction
- Commercial construction
- Residential construction
- Demolition
- Electrical installers
Manufacturing
- Metal manufacturers
- Autobody part manufacturers
- Chemical manufacturers
- Food manufacturers
Transportation
- Airlines
- Freight road transportation
- Courier companies
- Railways
- Trucking companies
Retail Industry
- Liquor retail
- Grocery retailing
- Furniture retailing
- Garden supplies retailing
- Auto parts retailers
Wholesale distribution
- Agricultural machinery wholesale
- Audio and video equipment retailers
- Bakery product wholesale merchants
Professional Services Industry
Our Commercial General Liability Insurance Partners
Your business needs protection tailored to the way it operates in order to protect its bottom line. Despite our best efforts, a lawsuit could happen at any point in time - and even to the smallest “Mom and Pop” shops. CGL insurance is a vital purchase for all businesses, and it shouldn’t be a grueling process to get. This is why LMBF has partnered with some of the top commercial general liability insurance carriers in Canada to ensure that your business can receive free quotes and secure affordable coverage as soon as it needs it.
