Free Motorcycle Insurance Quotes with LMBF
LMBF’s motorcycle insurance brokers understand that Quebec motorcycle riders are passionate about their toys and want to help to help you insure your bike - whether that’s a fancy custom bike or something you use for your daily drive when the weather is good. Committed to finding you the best possible motorcycle insurance solutions, you can always trust LMBF to be in your corner when you need us. Start today with a free motorcycle insurance quote.
Motorcycle Insurance Solutions: What it Covers
![Third-Party Liability](https://d25b3ngygxsbuv.cloudfront.net/0e656df4-7ad7-4c1a-b09b-4129f8cf21bf.png)
Third-Party Liability
Included with your standard motorcycle insurance in Quebec, third-party liability covers any costs related to an injury or damages to another driver, pedestrian, or third-party. It may also cover their medical bills in addition to repairs or replacements for their property.
![Comprehensive & Collision](https://d25b3ngygxsbuv.cloudfront.net/a3e5a675-9084-47cc-867f-4eeea93cfbfb.png)
Comprehensive & Collision
Comprehensive and collision coverage are optional coverage for your standard motorcycle insurance in Quebec but can come in clutch if your motorcycle is damaged from fire, vandalism, or theft (comprehensive) or in an accident with another vehicle or stationary object (collision.)
![Accident Benefits](https://d25b3ngygxsbuv.cloudfront.net/985f192a-e793-4f57-ac4a-559e63ae2f6c.png)
Accident Benefits
In your motorcycle insurance policy, your accident benefits provides coverage if you, your passengers, or a pedestrian are injured in an accident no matter who was at fault. This offers coverage for income replacement while the injured individual is recovering, rehabilitation treatment, and any other necessary recovery services.
- Accident benefits
- Third-party liability
- Uninsured motorists
- Loss of use
- Intentional damages
- Certain modifications
- Street racing
- Tickets and infractions
Are motorcycles expensive to insure?
Motorcycle insurance in Quebec is typically much less expensive than insurance for your vehicle. Why? Well, mainly because motorcycles are only in use for about half of a year. They aren’t much use when the snow begins to fall and the weather gets colder. In addition, motorcycles are much less expensive than your average vehicle so their overall replacement value is less.
Types of Motorcycle Insurance
Although we hope you never do have to make a claim, sometimes things happen. You get in a fender bender, you scratch your bike, etc. - what then? It helps to know in a time like this what you’ll be covered. Below is a list of some of the motorcycle coverage options you may have included with your standard motorcycle insurance in Quebec, in addition to some endorsements you may choose to purchase depending on your coverage needs.
![Comprehensive coverage](https://d25b3ngygxsbuv.cloudfront.net/17478f39-cc97-40bb-a578-68334879cf74.png)
Comprehensive coverage
- Fire
- Theft
- Vandalism
- Falling objects
![Third-party liability](https://d25b3ngygxsbuv.cloudfront.net/c26043a8-0747-43e8-8882-825bb8411ccd.png)
Third-party liability
- Bodily injury
- Property damage
- Pedestrians
- Passengers
![Collision coverage](https://d25b3ngygxsbuv.cloudfront.net/0b2b56a1-ba9a-4aa9-a178-bcacc3b96612.png)
Collision coverage
- Repairs
- Restoration
- Accidents with objects
- Accidents with other drivers
![Motorcycle replacement](https://d25b3ngygxsbuv.cloudfront.net/4418685d-4650-4041-ae58-665fb60ceff1.png)
Motorcycle replacement
- Replacement bike
- Resources for new bike
![Loss of use](https://d25b3ngygxsbuv.cloudfront.net/947687c4-68a9-4ae3-82b3-b32baa09a8d5.png)
Loss of use
- Temporary replacement
![Accidentrating waiver](https://d25b3ngygxsbuv.cloudfront.net/d6d44482-fd1c-468f-a73d-6b6937667ca8.png)
Accidentrating waiver
- At-fault accidents
- Premium increases
![Uninsured automobile](https://d25b3ngygxsbuv.cloudfront.net/386f7e38-f9bb-4eb6-9252-bfe6bf35e6ad.png)
Uninsured automobile
- Rehabilitative treatment
- Loss of life
![Accident benefits](https://d25b3ngygxsbuv.cloudfront.net/18990657-2cf5-475d-9d73-2da198581a01.png)
Accident benefits
- Rehabilitative treatment
- Loss of income
- Medical treatment
![Roadside assistance](https://d25b3ngygxsbuv.cloudfront.net/246237bf-6654-4b34-8728-36bdae661822.png)
Roadside assistance
- Mechanical breakdown
- Towing
- Roadside repairs
![Replacement cost](https://d25b3ngygxsbuv.cloudfront.net/02fd0ba4-038c-4812-9027-1f774103dac2.png)
Replacement cost
- Indemnification without
![Tires and toys](https://d25b3ngygxsbuv.cloudfront.net/ed78d064-235a-49fe-97be-6a7a73ef6815.png)
Tires and toys
- Upgrades
- Modifications
- Additions
![Gap coverage](https://d25b3ngygxsbuv.cloudfront.net/3fa0c875-952b-495d-8c07-2811cffc0dcb.png)
Gap coverage
- Difference between worth and lease owed
- Totaled or stolen bike
Our Motorcycle Insurance partners
LMBF believes that motorcycle owners have a passion that not everyone has. As such, we have partnered with some of the most reputable motorcycle insurance companies in all of Quebec to ensure that you can find the best coverage for the most affordable rates. Motorcycle insurance in Quebec is easier than ever to get when you allow LMBF to do the shopping for you from some of the top-rated carriers and find you motorcycle insurance quotes that you can choose from. From the moment you purchase a policy, you have an advocate for life.