Cheap Commercial Property Insurance Solutions with LMBF
Where would your business be without its physical property? Many small businesses overlook the importance of commercial property insurance, especially if they operate out of a leased office or work from home. Commercial property insurance is critical for any business that uses a physical building, whether to do business or simply to store inventory. This protection includes coverage for the physical building as well as its assets and exterior fixtures against common perils, such as natural weather events like fire, wind, and hail, and activities such as theft and vandalism. LMBF can help you find a cheap commercial property insurance plan today.
What Commercial Property Insurance Covers
Assets
Your property insurance includes coverage for your business’ contents in addition to the actual structure. This includes any furniture, appliances, office supplies, stock and inventory, materials, and so on.
Structure
Commercial property insurance offers coverage for the physical dwelling of your business in the event that it should be damaged due to fire, wind, a natural weather disaster, or an act of theft or vandalism.
Exterior Fixtures
Your commercial property insurance includes coverage for your exterior fixtures as well as the physical property itself. This includes any detached private properties, signage, landscaping, fencing, garages, sheds, and so on.
- Fire and wind damage
- Vandalism and theft
- Accidental damages
- Contents and physical assets
- Physical structure
- Intentional damages
- Wear-and-tear
- Infestation and mold
- Liability
- Interruption
What is commercial property insurance?
Commercial property insurance is a commercial policy designed to protect your physical business. Unlike commercial general liability, commercial property insurance offers financial recourse for insurable events that cause physical losses or damages, such as fires, vandalism, theft, and so on. Depending on your policy type, you can opt for an all-risk policy or a named perils option.
Commercial Property Insurance for These Business Sectors:
Construction
- HVAC construction
- Commercial construction
- Residential construction
- Demolition
- Electrical installers
- Highway construction
Manufacturing
- Metal manufacturers
- Autobody part manufacturers
- Chemical manufacturers
- Food manufacturers
Transportation
- Airlines
- Freight road transportation
- Courier companies
- Railways
- Trucking companies
Retail Industry
- Liquor retail
- Grocery retailing
- Furniture retailing
- Garden supplies retailing
- Auto parts retailers
Wholesale distribution
- Agricultural machinery wholesale
- Audio and video equipment retailers
- Bakery product wholesale merchants
Professional Services Industry
Our Commercial Property Insurance partners
Your business is more than just its physical dwelling - we get it. However, your business’ commercial property - whether that’s an office that you lease or a massive warehouse - needs protection against losses to ensure you can keep on doing business as per usual. LMBF partners with some of the top commercial property insurance carriers around to ensure that your coverage is sufficient and can cover you business’ physical assets from the outside in. Get a commercial property insurance quote to see how affordable comprehensive coverage can be.
