Construction Insurance & Contractor Liability Insurance Solutions with LMBF
Running any business is risky, but the construction sector poses a whole new host of hazards that many other businesses may never experience. Whether you are a contractor needing liability insurance or a larger construction enterprise, construction insurance is vital to ensuring that your company has adequate coverage in the event of a loss. LMBF’s construction insurance brokers will help designate you a policy that covers your physical property, assets, and the way that you operate. Apply for a free construction insurance quote today.
Construction Insurance - What it Covers

Property
Whether your space is a rental or a building that you own, commercial property insurance is vital to ensuring you have the funds to get back on your feet following a substantial loss due to vandalism, theft, fire, and other prominent perils. This coverage protects your company’s physical dwelling in addition to any contents within.

Liability
Contractor liability insurance or CGL for construction companies protects enterprises from claims due to bodily injury or property damage. It can also cover businesses from product injury, advertising injury, and more - even after a job has been completed.

Interruptions
If your commercial property is damaged, can you still afford to do work? Many businesses depend on their commercial property to successfully generate an income, but if your property is damaged due to fire or weather it can be difficult - or even impossible. You can choose to include business interruption with your policy which covers ongoing costs and bills.
- Commercial general liability (CGL)
- Property damage
- Construction defects
- Equipment breakdown
- Unintentional damages
- Wear-and-tear damages
- Flooding and earthquakes
- Fraudulent acts
What is contractor’s liability insurance?
If you are a contractor who operates independently or under a larger construction company, contractor’s liability insurance can help to protect you - as a general contractor - against lawsuits or claims arising from incidents of bodily injury or property damage that have occurred while completing a construction job. This can also cover contractors if damages or injury occurs once a job has been completed. With government contracts, contractor’s liability insurance is required before beginning work. Subcontractors may also need to provide proof of insurance.
Types of Commercial Insurance Products
Our Construction Insurance partners
Construction companies face hazards that many other businesses do not, making it difficult to tailor a policy that is “one-size-fits-all.” LMBF’s partnerships with top construction insurance carriers allows us to customize policies that fit businesses individually, rather than just lumping a standard policy for the “average” construction company. Thanks to our access to top insurance markets, we can provide you with a host of comprehensive construction insurance options that can help adequately insure your business for the right price.