Manufacturer Insurance Policy & Risk Management Solutions with LMBF

Manufacturing businesses depend upon their team of highly skilled workers, automated machinery, heavy equipment, and a network of partners throughout the expansive supply chain. There’s a lot of moving parts with any manufacturing enterprise - as well as a lot of exposure to potential hazards. LMBF tailors customizable manufacturer’s insurance for businesses that require protection to ensure their facilities can continue their operations with peace of mind and continue providing an essential service to the economy and the production chains they serve. Start on your manufacturer insurance policy today with a free quote.

Manufacturer’s Insurance - What it Covers



Different types of manufacturers work out of different physical properties, but the majority of facilities utilize some commercial property to develop and create products. Commercial property insurance covers your physical facility from damages due to vandalism, theft, fire, and more. It can even cover your inventory, equipment and supplies.



CGL is the most basic form of liability insurance, even sometimes referred to as simply “slip-and-fall” insurance. This policy is essential to cover your business from daily liability risks that could otherwise result in astronomical lawsuit costs.

Product Recall

Product Recall

Because manufacturers deal with raw goods and transform them into useable products or materials, a large volume of inventory is constantly going in and out of their facilities. Product liability and product recall can protect your business against claims of bodily injury or property damage due to a product you manufacture or sell to a client.

  What manufacturers insurance covers
  • Commercial general liability (CGL)
  • Commercial property
  • Product recall
  • Equipment breakdown
  What manufacturers insurance excludes
  • Unintentional damages
  • Wear-and-tear damages
  • Criminal activity
  • Fraudulent acts

What is manufacturer’s insurance?

Manufacturer’s insurance is a unique insurance policy tailored to businesses that specialize in transforming raw goods to finished products. A comprehensive manufacturer insurance policy should be designed to cover your enterprise from a number of risks specific to the industry. Those may include liability risks, product recall risks, physical damages, and all sorts of scenarios that your business may face individually.

Types of Manufacturer Insurance Products

Manufacturer insurance can be tailored to your individual operations, typically including coverage for your business’ liability - including professional liability - product recall, any commercial automobiles you utilize, equipment breakdown, and more. It helps to have a base understanding of what your business policy may include if you ever have to submit a claim (although ideally it never has to come to that.) Below are some examples of coverage options that you may choose to include with your manufacturer insurance policy.
Surety Bond

Surety Bond

  • Bonds
  • Guaranteed payment
More info
Property Insurance

Commercial property

  • Physical property
  • Stored belongings
  • Contents
More info
Professional Liability Insurance

Professional liability

  • Negligence
  • Misinformation
  • Omissions
More info
Commercial Auto Insurance

Commercial auto insurance

  • Collision
  • Comprehensive
  • Liability
More info
Business Interruption Insurance

Business interruption

  • Ongoing wages
  • Employee payroll
  • Bills
  • Rent
More info
Commercial General Liability Insurance

Commercial general liability

  • Bodily injury
  • Advertising injury
  • Property damage
More info
Cyber Insurance

Cyber insurance

  • Data breach
  • Restoration costs
  • Liability
More info
Cargo Insurance

Cargo insurance

  • Goods in-transit
  • Accidents
  • Damages
More info
Umbrella Insurance

Umbrella insurance

  • Extended liability
  • Advertising injury
  • Bodily injury
  • Property damage
More info
Equipment Breakdown Coverage

Equipment breakdown

  • Unexpected breakdown
  • Machinery
  • Boilers
More info
Directors and Officers Liability Insurance

Directors’ and officers’ liability

  • Lawsuit expenses
  • Defense costs
More info
Product Recall Insurance

Product recall insurance

  • Product malfunction
  • Defect
  • Injury
  • Damages
More info
Crime Insurance

Crime insurance

  • Dishonesty
  • Fraud
  • Criminal activity
More info
Risk Management

Risk management

  • Strategies
  • Risk reduction
  • Mitigation
More info

Our Manufacturer Insurance partners

It can be difficult finding the best coverage possible for your manufacturing enterprise. Your manufacturer insurance policy should be uniquely tailored to the specific requirements of your individual business. That is why LMBF partners with only the top manufacturer insurance companies to ensure that you get the coverage best fitted to your needs without missing out on any critical coverage. Get started with a free manufacturer insurance quote to see how affordable great, comprehensive coverage can be today.

Get an Instant Quote

Want to Get Started on Your Manufacturer Insurance Policy? Start with a Manufacturer’s Insurance Quote.

Get Quote

Manufacturers Insurance: Frequently Asked Questions

A: Typically, a manufacturing company may need some form of CGL, errors and omissions’ insurance, commercial property, commercial automobile, etc. - but it largely depends on the specific way that your business operates, its coverage requirements, size, product it manufactures, and more. Discuss with an LMBF broker for advice based on your manufacturing company’s insurance needs.

A: Because your manufacturing company develops raw goods into products, it is ideal that you purchase professional liability insurance (otherwise known as errors and omissions) to protect your enterprise from lawsuits that could allege failure to deliver a product, neglect, or misconduct. These lawsuits can be astronomical in costs, so it’s better to have coverage to protect your bottom line.

A: Easy. LMBF can get you a free manufacturer’s insurance quote today and allow you to choose from the options that best suit your needs for the most affordable price. You can tailor unique coverage with the assistance of an LMBF insurance broker and finalize on a policy quicker than ever. The process starts with applying for a free manufacturer’s insurance quote.

A: Manufacturer’s insurance covers a wide variety of enterprises that all fall under the scope of “manufacturer.” This includes enterprises that specialize in beauty and cosmetics, mineral and metal fabrication, plastic and rubber, electrical equipment, autobody materials, clothing and textiles, chemical production, food and beverage, and so on. Any manufacturer company in Canada that processes a raw good into a material or product should have manufacturer’s insurance.

A: Your manufacturer insurance policy will vary in cost depending on several factors and the different insurers that offer the product. Factors include your business’ size, its location, years of experience, how many employees you have, the products you provide, projected revenue, on so on. It helps to enlist a broker to help you shop around and find you the most affordable price.

A: Even if it is not legally required where you live to carry insurance as a manufacturing company, it is still highly recommended. This is because you could encounter any scenario at any point in time: a dissatisfied customer alleging you failed to meet a deadline, a slip and fall, a product defect, a fire destroying your physical enterprise, and so on. It’s always better to be safe than sorry and avoid risking your business’ future altogether.